Seattle City Employees’ Retirement System

RealSelf, which turns 10 this fall, is an online community sharing information about elective cosmetic procedures — from breast augmentation to Brazilian butt lifts, from “mommy makeovers” to microdermabrasion, from porcelain veneers to permanent makeup.

The bankruptcy of Detroit — which was $18 billion in debt and had to cut pension benefits for many municipal workers — shows how critical it is for cities to have meaningful pension reform. Seattle recently took important first steps to change its pensions, but more fundamental reforms are needed.